Effective Date: April 1, 2026

These Terms and Conditions govern your use of the one-time SMS delivery service for the Free Step-by-Step Self-Help Guide: How to Exit Your Timeshare, in compliance with A2P 10DLC requirements.

Acceptance of Terms

By submitting the opt-in form at https://www.consumerguardiangroup.com, you agree to these Terms. Consent is not a condition of any purchase. You confirm you are 18+ and authorize us to send one SMS to your provided phone number.

Service Description

Upon form submission with checkbox consent ("I agree to receive a one-time text message with my free guide..."), we send a single SMS containing a unique secure link (e.g., https://consumerguardiangroup.com/guide/[unique-id]) and password for guide access. No recurring or marketing messages will be sent.

Opt-Out and HELP

  • Reply STOP to unsubscribe (you will receive confirmation; no further messages).

  • Reply HELP for support info.

  • Standard message and data rates may apply from your carrier.

Privacy

Your data (name, phone) is collected only for this delivery, used solely for SMS fulfillment, and deleted post-send. See full Privacy Policy at https://www.consumerguardiangroup.com/privacy-policy (no third-party sharing).

Disclaimers

  • Guide is for informational self-help only; no legal/financial advice guaranteed.

  • We are not liable for carrier delays, delivery failures, or unauthorized access.

  • Service may be modified; continued use implies acceptance.

Governing Law

These Terms are governed by Tennessee law (user location: Knoxville, TN). Disputes resolved via binding arbitration.

Updates

We may update these Terms; checkhttps://www.consumerguardiangroup.com/terms-conditions for latest.

These Terms and Conditions (“Terms”) govern your access to and use of https://www.consumerguardiangroup.com (the “Website”) and any content, features, forms, communications, or services made available through the Website by Consumer Guardian Group (“Company,” “we,” “our,” or “us”).

By accessing or using the Website, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, you must not use the Website.

Website Use

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other user’s use of the Website.

You also agree not to:

  • Use the Website for any fraudulent, unlawful, or harmful purpose.

  • Attempt to gain unauthorized access to any portion of the Website, systems, or networks.

  • Use bots, scrapers, crawlers, or other automated means to access the Website without our prior written consent.

  • Upload or transmit viruses, malware, or other harmful code.

  • Provide false, misleading, or incomplete information through the Website.

Informational Purpose Only

The information on the Website is provided for general informational purposes only and is not legal advice, financial advice, or a substitute for advice from a qualified professional. Use of the Website does not create an attorney-client relationship, and no such relationship is formed unless expressly agreed in a separate written agreement signed by an authorized representative of the Company or its affiliated counsel.

We do not guarantee any particular outcome, result, approval, or timeline arising from your use of the Website or any services described on the Website.

Submissions and Communications

If you submit information through the Website, including through contact forms, intake forms, chat features, telephone calls, text messages, or email, you represent that the information is accurate to the best of your knowledge and that you have the right to provide it.

By submitting your contact information, you consent to receive communications from us or our service providers by phone, email, text message, or other lawful means, including informational, follow-up, and marketing communications, where permitted by applicable law.

Message and data rates may apply. You may opt out of promotional communications as permitted by law.

Leadpipe and Visitor Identification

We may use third-party tools, including Leadpipe or similar technologies, to better understand Website traffic, identify potential leads, measure user engagement, and improve our outreach and marketing efforts.

These tools may collect or process information such as IP address, device and browser information, pages visited, referral source, time on site, and other technical or behavioral data. In some cases, this may be used to help associate a Website visit with a business or contact profile, subject to applicable law and our Privacy Policy.

By using the Website, you acknowledge that such technologies may be used in connection with the Website. Where required by law, we will provide additional notice or obtain consent for certain tracking or identification activities.

Intellectual Property Rights

The Website and all content on it, including text, graphics, logos, icons, images, audio, video, software, designs, and other materials, are owned by or licensed to us and are protected by intellectual property and other applicable laws.

You may view the Website for your personal, non-commercial use only. You may not copy, reproduce, distribute, modify, display, perform, publish, create derivative works from, or otherwise exploit any content from the Website without our prior written consent, except as expressly permitted by law.

Third-Party Services and Links

The Website may include links to third-party websites, tools, or services, including analytics, marketing, scheduling, communication, and lead identification services. We do not control and are not responsible for the content, policies, or practices of third parties.

Your use of third-party services is subject to their own terms and privacy policies. We encourage you to review those terms before using those services.

Privacy

Our collection and use of personal information are described in our Privacy Policy. By using the Website, you acknowledge that you have read and understood the Privacy Policy.

Disclaimer of Warranties

The Website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties of any kind, whether express, implied, or statutory, including any warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted or error-free operation.

We do not warrant that the Website or any content will be accurate, complete, reliable, current, secure, or free from viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, we and our affiliates, officers, directors, employees, contractors, agents, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of or inability to use the Website.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Website or these Terms will not exceed one hundred dollars ($100) or the amount you paid to us, if any, for the relevant service, whichever is greater.

Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, agents, contractors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Website, your violation of these Terms, or your violation of any rights of another person or entity.

Changes to the Website and Terms

We may update, modify, suspend, or discontinue any part of the Website at any time without notice. We may also revise these Terms from time to time.

The updated Terms will be effective when posted on the Website unless a later effective date is stated. Your continued use of the Website after changes are posted means you accept the revised Terms.

Termination

We may suspend or terminate your access to the Website at any time, with or without notice, if we believe you have violated these Terms, engaged in unlawful conduct, or otherwise used the Website in a manner that may harm us, our users, or others.

Governing Law

These Terms are governed by and construed in accordance with the laws of Tennessee, without regard to conflict-of-law principles, unless applicable law requires otherwise.

Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Website shall be brought exclusively in a state or federal court located in Tennessee, unless applicable law requires otherwise.

Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be deemed severed from these Terms and will not affect the validity and enforceability of the remaining provisions.

Entire Agreement

These Terms, together with our Privacy Policy and any additional terms posted on the Website, constitute the entire agreement between you and us regarding your use of the Website.

Contact Information

If you have questions about these Terms, contact us at:

Info@ConsumerGuardianGroup.com